Find The Perfect Vehicle & Get Approved In 60 Sec

100% Credit Approvals – $0 Down – Low Rates


Are you looking for a New or Used Vehicle?

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Over 1000 Vehicles Available

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20+ Lenders Offering The Best Rates

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Multiple Locations Across Ontario

  • 100% Credit Approvals
  • $0 Down
  • Rates From 0%
  • Low Affordable Payments
  • Free 5 Year Maintenance Package
  • Fast, Easy & 100% Secure

Our Process is Fast, Easy, Secure and will get you driving today regardless of credit!

Drive Away Today With These 3 Simple Steps



Fill out our 30 second quiz and let us know what type of vehicle you want and the options you want in it. Fill out a few personal details that we need to secure your approval.

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Get Approved

Our team will work fast to secure your approval within minutes at the best rates and terms through one of our 20+ lenders. We even offer rates as low as 0%. 


Drive Away

Now that the hard stuff is done, typically within a couple hours you can pick from our massive with over 1000 vehicles. We have something for every budget. Sign some paperwork and either have the vehicle delivered or pick it up from one of our locations

This will be the most stress free car buying experience you have had, we promise

Bad things happen to good people and credit can take a hit.

Everyone deserves a great deal on a new ride no matter what a credit report says.

  • Bad Credit
  • Good Credit
  • No Credit
  • Collections
  • Late Payments
  • Bankruptcy
  • Divorce
  • New To Country
  • Credit Counselling

Our team at 401 Auto has helped thousands of Canadians get into the vehicle they wanted at a payment they could afford, regardless of credit. Let us show you the stress free experince you deserve.