How To Get Auto Loan With Bad Credit In Brampton

bad credit car loan brampton

If you have bad credit, getting an auto loan may seem impossible. People with poor credit scores often assume the worst when they need auto loans. We have seen that many Ontarians lose hope just because of a dinged-up credit. 

The good news is – it is not! Since there is no minimum credit score needed for a car loan, all you need is to find the right lender. 

Your search ends here!

Get Easy Car Loan for Bad credit with 401 Auto     



We are a leading provider of auto loans for people who want to buy new or used cars, trucks, and SUVs in Brampton, Ontario. 

Bad credit, low credit, or no credit! Even if you have been turned down because of bankruptcy in the past, we can help you get car financing. Thanks to our large network of top lenders and dealers in the country.

Here at 401 Auto Financing, we have been helping families of all income levels, and credit scores get auto financing easily. Recently, we noticed that auto dealers now realize what we have always believed – people with credit issues shouldn’t automatically be disqualified as potential buyers. Rather, lenders and car dealers should take time to understand their situation before making a final approval decision. 

We have been helping people in Brampton get affordable payments on both new and used vehicles of their choice. 

We have experience and expertise in helping credit-challenged individuals facing:

  • Missed payments
  • Bankruptcy or consumer proposal
  • No credit/first-time borrower
  • Repossessions
  • Divorce
  • New to Brampton, Ontario, or Canada


Why Choose 401 Auto Financing?


Since 2010, we have been building a network of the best lenders and dealerships. It is no wonder we have so many satisfied customers. We are set up to help you win.

We stay ethical and transparent in all our work and processes. We mostly leverage our solid network of the country’s best lenders and local dealerships to serve clients with poor credit.

Our network includes:

  • Well-established lenders that offer personalized bad credit programs. 
  • Certified and reputed dealerships that present a huge inventory of trucks, SUVs, cars, and vans in all price ranges. 
  • Our dedicated staff knows exactly how to assist people with a not-so-fit credit score.

Has your auto loan application been rejected in the past? You have arrived at the right place. 401 Auto Financing makes it possible.

$0 Down when you Buy a Vehicle: Have you got bad credit and want to avoid a down payment? Don’t worry! We offer zero-down options customized for you.

Get your Dream Vehicle: Whether you want to buy a truck, SUV, car, or van, our wide network of dealerships has everything you might be looking for. Choose vehicles of any make and model. 

Same-Day Auto Loan Pre-Approval: Save time looking at vehicles you cannot afford. Simply apply and get pre-approved for auto financing on the same day.

Easy-to-Apply Auto Loan: Our online application is very easy, quick, and hassle-free. You need just 2 minutes to complete the application process. 

After receiving your application, a 401 Auto Financing representation will contact you. We will work with you at every step of the process until you are finally behind the wheels of your newly-bought vehicle. Backed by a large proven network and years of expertise, 401 Auto Financing ensures 100% credit approval. 

You will not have to commit to anything. In case you change your mind, we will let you walk away with a smile. 

Free delivery in Brampton! No payments up to 90 days!

So, what are you waiting for now? Contact 401 Auto Financing and get driving today!