How 401 Auto Financing Can Help People with Bad Credit

401auto-financing

Have you been thinking about a new set of wheels, but your bad credit score status keeps you hopeless? We understand that most financiers prioritize credit score to weigh borrower’s eligibility in securing a car loan, but that shouldn’t worry you anymore—not even for a second.

The reality is, whether you want a car for family road trips or convenience, you can easily own one and join the 71% of households in Canada that own vehicles (Statista, 2020). 

You only need to consider getting financing from lenders that offer auto financing to aspiring car owners with bad credit in Canada. Among the most preferred bad credit auto loans lenders in Canada is 401 Auto Financing.

 

 

401 Auto Financing and Bad Credit 

Are you in Peterborough, Cambridge, Barrie, London, Sudbury, Ottawa, Hamilton, or Ingersoll, and you’re looking forward to getting approved for a car loan but worried about the bankruptcy, delayed payments, or nonpayment reports showing on your credit record? 

Having been rejected in the past doesn’t mean you can’t succeed in securing auto financing. 401 Auto Financing, a trustworthy auto financing company with a solid network of lenders in Canada, helps you get 100% credit approval and access a pool of loans suited for your situation.

We know that the economic challenges in Canada today can leave you wondering whether to pursue your ambitions of owning a car or not. With the rising cost of living, inflated gas, and insurance rates, saving to buy a car outright is almost impossible. It’s even worse if you’re living on a paycheck. 

401 Auto Financing solves this dilemma for you. We believe there is always a car for everyone in the market, and we help you get that car, truck, minivan, or van you’ve wanted—whether your credit is good or bad.

 

Why Finance with 401 Auto Financing?

If you’ve faced an auto loan rejection or had to wait for days to get pre-approved, you’ll agree that it’s never an exciting experience. The good news is with 401 Auto Financing, there are no more waits, nor worries about being slapped with a rejection. 

Regardless of your credit, we lift the burden off your shoulders. You only need to apply and wait for a pre-approval within the shortest time possible. Our seasoned financial team will evaluate your information and get you the best auto financing deal. That’s not all, 401 Auto financing also ensure auto loan borrowers enjoy:

A Wide Selection of Vehicles 

To improve your car purchasing experience, we’ve networked with multiple dealers around the world. Meaning you have the chance to access various vehicle models. More so, we ease your decision-making process by offering you a list of cars for your lifestyle, preference, goals, and budget. 

Favorable Terms to Rebuild Your Credit Score

We understand that payments are vital in improving your credit. Though the monthly payments are dependent on the loan terms and overall loan cost, we ensure they are within your means, and you can make timely and consistent payments. That allows you to rebuild your credit score.

401 Auto Financing: How It Works

401 Auto aims to ease your process of getting a car loan no matter your credit.  You only need to browse our online portal and spend less than 2 minutes filling out a loan application form. Our evaluating team will screen your request immediately and reach out for more information where required. 

Despite many applications received every day, we’ll have you pre-approved for an auto loan pretty fast. In a perfect situation, expect to be behind the wheels in 24 hours after submitting your application. Note that we only require some basic details to get your loan processing started. Some include monthly income, personal details, and current address.

 

 

Apply and Drive Today with 401 Auto Financing!

Your search for easy and fast car loans with Bad credit ends here! In fact, you could be driving one of the 1000s of vehicles that awaits you in as little as 24 hours from now. 

At 401 Auto Financing, we’ve made the entire approval process and securing an auto loan in Canada faster, simple, and more efficient than ever before. Take advantage of 401 auto financing expertise, networks, stability, and reputation to get the best auto financing in Canada with bad credit.