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Step 1

Are you interested in $O down options?

Car SUV and Truck
We have $O down options available, making it even easier for you to get the car you want.

401 Auto Financing works with the top banks and leaders in Canada to help you get approved for an auto loan regardless of your credit. 401 Auto Financing is a pre-owned automotive dealership, not a lending institutions. Our Credit Counsellors will get you into a car you'll love and back on track to rebuilding your credit. APR and Interest Rates are determined by our lending partners and will be presented to applicants before time of purchase. This is a no-obligation credit application. To view all of our Ontario Locations, please visit our Contact Page.

Step 2

What type of vehicle do you want?

Don't worry, you can change your mind about the kind of vehicle you want at any time.
Step 3

Select Your Monthly Budget

(i) By selecting your monthly budget, we are able to accelerate the approval process
Step 4

Verify Eligibility

When is Your Birthday?

(i) Applicant must be at least 18 years old
Step 5

Current Employment

What is Your Employment Status?

(i) By selecting your employment status, we are able to accelerate the approval process
Step 6


What is Your Total Monthly Income Before Tax or Deductions?

(i) Your income details show that you have the resources to make your monthly or bi-weekly payments
Step 7


How Long Have You Been Receiving This Monthly Income?

(i) Providing the length of the time you have been receiving this income helps us better understand
your employment situation, increasing the likelihood of you getting approved
Step 8

Address Details

Do you Rent or Own?

(i) Your address details help us determine an affordable loan amount that will maximize your chances for approval
Step 9


You Qualify for Pre-Approval


By clicking on the Continue button, I confirm my agreement to 401 Auto Financings' Terms of Use | Privacy Policy and my consent to 401 Auto Financing obtaining credit reports about me to facilitate my application for a car loan.

Step 10

Almost Done

What is Your Name?

(i) To complete your application and access your loan we need your basic information
Step 11

Final Step

Your Contact Details

(i) You have been pre-approved for an auto loan with 401 Auto Financing