What's Your Budget?


What Is Your Estimated Credit Rating?

*We offer 100% Credit Approvals so don't worry about what you select! We have a solution for you!

What's Your Employment Status?


What Is Your Income Per Month Before Tax/Deductions?

Do you have a second source of income?

Your income details show that you have the resources to make your monthly or bi-weekly payments, increasing your approval rate.

How Long Ago Did You Start Receiving This Income?


Where Do You Work?

*Pro Tip: We work with all forms of income!

Where are you looking for a vehicle?


We have dealerships across Ontario and will match you with the closest one that has the best selection of vehicles that you are looking for.

How Long Have You Lived There?


Do You Rent or Own?

Your address details help us determine a suitable budget and loan amount that will maximize your chance of getting approved.

Are You Old Enough To Get Financing?

*Pro Tip: Rates and incentive programs vary based on age and Canadian province or territory.


You Qualify for Pre-Approval

By clicking on the Next Button, I confirm my agreement to 401 Auto Financings’ General Terms of Service, my consent to 401 Auto Financing and all members of 401 Auto RV Canada Inc recording all my calls with them for quality assurance and training purposes, and my consent to 401 Auto Financing, car dealers and lenders obtaining credit reports about me to facilitate my application for a car loan.


What Is Your Name?

To complete your application and access your loan we need your basic information.

Lets Get You Driving Today!

What Are Your Contact Details?

Including Area Code: Example 419 234 1928
Great! Now that you have been pre-approved for your auto loan, we can save your progress and access your loan. One our financial advisors can get you driving in as little as 24 hours!
Would you like to learn how to increase your credit?
Would you have a co-signer if needed?

Apply in 60 seconds

Fast, Easy & Secure


Get Approved

Our finance manager will call & go over your approval


Take a virtual test drive

We will send you Videos & Pictures or Bring the car to you to try


Sign & Drive

Sign all paperwork online! Have your vehicle delivered to your home

Get Approved and
Get Behind the Wheel

If you have ever been turned down for an auto loan in the past, you know how frustrating it can be. Our expert team at 401 Auto Financing know that bad things can happen to good people. By working with the best lenders across Canada, we can get you approved and on the path to rebuilding your credit. Our knowledgeable and friendly staff will walk you through the entire process, judgment-free to get you driving.


  • I would definitely recommend 401 auto in cambridge there staff go above and beyond to do what they possibly can to give there customers a... read more

    thumb Chris Knowles
    March 22, 2022

    Thank you to Marty and the online sales team for making my car buying experience so easy to get a car that fits my needs! They were awesome and kept... read more

    thumb Maddie Kate
    February 22, 2022

    I would like to start off by saying I have bought a car here before and my last experience wasn’t so great but I thought to give 401 auto 1... read more

    thumb Rachel Shantz
    April 22, 2022
  • Dealing with Muhammed (Sajem) was a pleasure. He and the finance manager Kazi worked tirelessly to get me approved. Great guys, great place, great vehicles

    thumb Kyle Pearson
    June 22, 2022

    Thank you Leah!! 5 stars isn’t enough for the experience I received while purchasing my new vehicle! Thank you 401 Auto for the quick and easy experience. If you’re looking... read more

    thumb Kourtney P
    August 15, 2022

    I had the pleasure of purchasing my vehicle with Jim Cali at the Kanata/Ottawa location. He made the buying experience so easy, I told him the vehicle I wanted, and... read more

    thumb John Brownlie
    August 8, 2022
  • I bought a 2019 Toyota Corolla from 401. The finance manager- Sajem Shikder helped me with the entire process. He was very helpful and gave us a lot of information... read more

    thumb Mahindra Chhetri
    May 10, 2022

    I’ve had my car now for 2 years. I’m happy and I would and have recommended this company to others. They put me right into a new vehicle with very... read more

    thumb Elizabeth Hallett
    June 22, 2022

    Moh is the best, person to receive a above standard vehicle through. 5 Stars. He’s always there for you. Very efficient & productive. TOP vehicles look, like they have... read more

    thumb Angelo
    April 22, 2022
  • This is a amazing auto. Akram is an amazing sales person. He listened like a friend and very professional. He gave me what I wanted within the shortest time. And... read more

    thumb Charity Mensah
    August 15, 2022

    Joseph mctaggart
    Was great able person and made getting a newer vehicle fast and easier then normal truck looks great and great experience all around.

    thumb Jay Macdonald
    May 4, 2022

    I had pleasant experience with Sajem. He took time to understand my experience with previous dealer and he got me an amazing deal with an Audi Q3

    thumb Florence Rassa
    April 27, 2022
  • Thank you so much! I am so blessed with my new 2021 kia forte Lx, special thanks to Mohammed for all the info he provided before selling or buying a... read more

    thumb Merc M
    November 22, 2021

    Scott and Sajem were simply amazing! Made the impossible possible. I can not thank them enough for all the hard work they put in for me. Thank you so much... read more

    thumb Kayla Granston
    March 22, 2022

    We were suspicious about buying a car without testing it ourselves and seeing it with our eyes due to the distance between Cambridge and Toronto, We made a WhatsApp video... read more

    thumb Yildiray Kaya
    September 22, 2021