What's Your Budget?


What Is Your Estimated Credit Rating?

*We offer 100% Credit Approvals so don't worry about what you select! We have a solution for you!

What's Your Employment Status?


What Is Your Income Per Month Before Tax/Deductions?

Do you have a second source of income?

Your income details show that you have the resources to make your monthly or bi-weekly payments, increasing your approval rate.

How Long Ago Did You Start Receiving This Income?


Where Do You Work?

*Pro Tip: We work with all forms of income!

Where are you looking for a vehicle?


We have dealerships across Ontario and will match you with the closest one that has the best selection of vehicles that you are looking for.

How Long Have You Lived There?


Do You Rent or Own?

Your address details help us determine a suitable budget and loan amount that will maximize your chance of getting approved.

Are You Old Enough To Get Financing?

*Pro Tip: Rates and incentive programs vary based on age and Canadian province or territory.


You Qualify for Pre-Approval

By clicking on the Next Button, I confirm my agreement to 401 Auto Financings’ General Terms of Service, my consent to 401 Auto Financing and all members of 401 Auto RV Canada Inc recording all my calls with them for quality assurance and training purposes, and my consent to 401 Auto Financing, car dealers and lenders obtaining credit reports about me to facilitate my application for a car loan.


What Is Your Name?

To complete your application and access your loan we need your basic information.

Lets Get You Driving Today!

What Are Your Contact Details?

Including Area Code: Example 419 234 1928
Great! Now that you have been pre-approved for your auto loan, we can save your progress and access your loan. One our financial advisors can get you driving in as little as 24 hours!
Would you like to learn how to increase your credit?
Would you have a co-signer if needed?

Apply in 60 seconds

Fast, Easy & Secure


Get Approved

Our finance manager will call & go over your approval


Take a virtual test drive

We will send you Videos & Pictures or Bring the car to you to try


Sign & Drive

Sign all paperwork online! Have your vehicle delivered to your home

Get Approved and
Get Behind the Wheel

If you have ever been turned down for an auto loan in the past, you know how frustrating it can be. Our expert team at 401 Auto Financing know that bad things can happen to good people. By working with the best lenders across Canada, we can get you approved and on the path to rebuilding your credit. Our knowledgeable and friendly staff will walk you through the entire process, judgment-free to get you driving.



  • My experience with 401 Auto was truly amazing! In fact... it was life changing! My finance manager was Marina Gouveia (Cambridge office). She went ABOVE and BEYOND to help me... read more

    Meli G Avatar Meli G
    February 22, 2022

    Thank you to Marty and the online sales team for making my car buying experience so easy to get a car that fits my needs! They were awesome and kept... read more

    Maddie Kate Avatar Maddie Kate
    February 22, 2022

    Would definitely recommend 401 auto. Go see Tyrez he is absolutely amazing. He went above and beyond to help me and my wife find her the perfect car to work... read more

    Freddy Arsenault Avatar Freddy Arsenault
    July 22, 2022
  • Fantastic experience!!! VANESSA was by far the best!!!!! She helped get a new car at a far better rate than I was looking at for a used car. She took... read more

    J Pizzle Avatar J Pizzle
    September 22, 2021

    Akram and Kazi did a very good job in finding us the car we needed. They went above and beyond to make sure we have a new car. I... read more

    Bertha Wie-Addo Avatar Bertha Wie-Addo
    July 22, 2022

    Moh is the best, person to receive a above standard vehicle through. 5 Stars. He’s always there for you. Very efficient & productive. TOP vehicles look, like they have... read more

    Angelo Avatar Angelo
    April 22, 2022
  • Joseph mctaggart
    Was great able person and made getting a newer vehicle fast and easier then normal truck looks great and great experience all around.

    Jay Macdonald Avatar Jay Macdonald
    May 4, 2022

    Both myself and my daughter had a fairly better than expected service from both Kyle and Dilgash. Kyle listened to our needs and worked diligently to find our vehicles.... read more

    Richard Rennie Avatar Richard Rennie
    May 22, 2022

    I had pleasant experience with Sajem. He took time to understand my experience with previous dealer and he got me an amazing deal with an Audi Q3

    Florence Rassa Avatar Florence Rassa
    April 27, 2022
  • We were suspicious about buying a car without testing it ourselves and seeing it with our eyes due to the distance between Cambridge and Toronto, We made a WhatsApp video... read more

    Yildiray Kaya Avatar Yildiray Kaya
    September 22, 2021

    I had the pleasure of working with Craig! Excellent communication and he was able to work with my schedule and drop off the car for me while I was on... read more

    Rebecca Lamure Avatar Rebecca Lamure
    March 22, 2022

    My experience with them was amazing, I worked with Brett.R and he got me driving almost right away! Not only did I get a car with them but I can... read more

    justan laplante Avatar justan laplante
    August 22, 2021
  • Ana was absolutely amazing! she has helped us with our first car buying experience and has been there every step of the way! we highly recommend coming by and seeing... read more

    Emmie Siroky Avatar Emmie Siroky
    June 22, 2022

    I had the pleasure of dealing with Sam, at 401 Auto Sales, His experience and Excellent Customer Service is top of the line, He made it so easy and simple,... read more

    Fabian Thomas Avatar Fabian Thomas
    August 8, 2022

    I am very pleased with my experience. I was inquiring about a car and got matched with Luis. He was very helpful and answered any questions that I had. He... read more

    nicoleee04 Avatar nicoleee04
    February 22, 2022