What's Your Budget?


What Is Your Estimated Credit Rating?

*We offer 100% Credit Approvals so don't worry about what you select! We have a solution for you!

What's Your Employment Status?


What Is Your Income Per Month Before Tax/Deductions?

Do you have a second source of income?

Your income details show that you have the resources to make your monthly or bi-weekly payments, increasing your approval rate.

How Long Ago Did You Start Receiving This Income?


Where Do You Work?

*Pro Tip: We work with all forms of income!

Where are you looking for a vehicle?


We have dealerships across Ontario and will match you with the closest one that has the best selection of vehicles that you are looking for.

How Long Have You Lived There?


Do You Rent or Own?

Your address details help us determine a suitable budget and loan amount that will maximize your chance of getting approved.

Are You Old Enough To Get Financing?

*Pro Tip: Rates and incentive programs vary based on age and Canadian province or territory.


You Qualify for Pre-Approval

By clicking on the Next Button, I confirm my agreement to 401 Auto Financings’ General Terms of Service, my consent to 401 Auto Financing and all members of 401 Auto RV Canada Inc recording all my calls with them for quality assurance and training purposes, and my consent to 401 Auto Financing, car dealers and lenders obtaining credit reports about me to facilitate my application for a car loan.


What Is Your Name?

To complete your application and access your loan we need your basic information.

Lets Get You Driving Today!

What Are Your Contact Details?

Including Area Code: Example 419 234 1928
Great! Now that you have been pre-approved for your auto loan, we can save your progress and access your loan. One our financial advisors can get you driving in as little as 24 hours!
Would you like to learn how to increase your credit?
Would you have a co-signer if needed?

Apply in 60 seconds

Fast, Easy & Secure


Get Approved

Our finance manager will call & go over your approval


Take a virtual test drive

We will send you Videos & Pictures or Bring the car to you to try


Sign & Drive

Sign all paperwork online! Have your vehicle delivered to your home

Get Approved and
Get Behind the Wheel

If you have ever been turned down for an auto loan in the past, you know how frustrating it can be. Our expert team at 401 Auto Financing know that bad things can happen to good people. By working with the best lenders across Canada, we can get you approved and on the path to rebuilding your credit. Our knowledgeable and friendly staff will walk you through the entire process, judgment-free to get you driving.



  • I was amazed at how stress free and smooth the process was. My advisor was professional, informative and listened to what I needed to ensure I was going to happy... read more

    thumb Melissa Pietarinen
    April 22, 2022

    401 auto made my first experience buying a new car great! I was unsure about everything but Tyrez was so kind and helpful in every way. I’ll recommend them... read more

    thumb corey macphee
    June 22, 2022

    I had the pleasure of purchasing my vehicle with Jim Cali at the Kanata/Ottawa location. He made the buying experience so easy, I told him the vehicle I wanted, and... read more

    thumb John Brownlie
    August 8, 2022
  • I was lucky enough to be helped by the amazing Alex. Please ask for her if you want great service, she was incredible. I was a bit apprehensive of signing... read more

    thumb Jenna Withrow
    August 22, 2021

    My experience with them was amazing, I worked with Brett.R and he got me driving almost right away! Not only did I get a car with them but I can... read more

    thumb justan laplante
    August 22, 2021

    Thank you so much! I am so blessed with my new 2021 kia forte Lx, special thanks to Mohammed for all the info he provided before selling or buying a... read more

    thumb Merc M
    November 22, 2021
  • My experience with 401 Auto was truly amazing! In fact... it was life changing! My finance manager was Marina Gouveia (Cambridge office). She went ABOVE and BEYOND to help me... read more

    thumb Meli G
    February 22, 2022

    I have been dealing with Marina at 401 Auto since January, she is efficient, helpful and got me into a vehicle suited to my budget after we had looked at... read more

    thumb Agnes McNamee
    June 22, 2022

    This was my 1st time financing a car through any dealership and I couldn't be happier with my decision to go with 401 Auto. They helped me with all... read more

    thumb Kat Mckenzie
    March 22, 2022
  • Ankur and Sejam were extremely helpful to my situation. They went over and above my expectations. They definitely did everything within their powers to get me a good reliable car... read more

    thumb Heather Nethery
    July 22, 2022

    Scott and Sajem were simply amazing! Made the impossible possible. I can not thank them enough for all the hard work they put in for me. Thank you so much... read more

    thumb Kayla Granston
    March 22, 2022

    Akram and Kazi did a very good job in finding us the car we needed. They went above and beyond to make sure we have a new car. I... read more

    thumb Bertha Wie-Addo
    July 22, 2022
  • Against all odds, they managed to get a car in my name!! the team was fast efficient very clear on what was needed. remained in contact throughout everything. made me... read more

    thumb Sabrina Ruttan
    January 22, 2022

    I had pleasant experience with Sajem. He took time to understand my experience with previous dealer and he got me an amazing deal with an Audi Q3

    thumb Florence Rassa
    April 27, 2022

    I have had the greatest pleasure of having Kyle Gibbons help me find my new car. It was absolutely 💯 perfect! He listened and was very patient and attentive with... read more

    thumb Victorian Charbonneau
    August 8, 2022