What's Your Budget?


What Is Your Estimated Credit Rating?

*We offer 100% Credit Approvals so don't worry about what you select! We have a solution for you!

What's Your Employment Status?


What Is Your Income Per Month Before Tax/Deductions?

Do you have a second source of income?

Your income details show that you have the resources to make your monthly or bi-weekly payments, increasing your approval rate.

How Long Ago Did You Start Receiving This Income?


Where Do You Work?

*Pro Tip: We work with all forms of income!

Where are you looking for a vehicle?


We have dealerships across Ontario and will match you with the closest one that has the best selection of vehicles that you are looking for.

How Long Have You Lived There?


Do You Rent or Own?

Your address details help us determine a suitable budget and loan amount that will maximize your chance of getting approved.

Are You Old Enough To Get Financing?

*Pro Tip: Rates and incentive programs vary based on age and Canadian province or territory.


You Qualify for Pre-Approval

By clicking on the Next Button, I confirm my agreement to 401 Auto Financings’ General Terms of Service, my consent to 401 Auto Financing and all members of 401 Auto RV Canada Inc recording all my calls with them for quality assurance and training purposes, and my consent to 401 Auto Financing, car dealers and lenders obtaining credit reports about me to facilitate my application for a car loan.


What Is Your Name?

To complete your application and access your loan we need your basic information.

Lets Get You Driving Today!

What Are Your Contact Details?

Including Area Code: Example 419 234 1928
Great! Now that you have been pre-approved for your auto loan, we can save your progress and access your loan. One our financial advisors can get you driving in as little as 24 hours!
Would you like to learn how to increase your credit?
Would you have a co-signer if needed?

Apply in 60 seconds

Fast, Easy & Secure


Get Approved

Our finance manager will call & go over your approval


Take a virtual test drive

We will send you Videos & Pictures or Bring the car to you to try


Sign & Drive

Sign all paperwork online! Have your vehicle delivered to your home

Get Approved and
Get Behind the Wheel

If you have ever been turned down for an auto loan in the past, you know how frustrating it can be. Our expert team at 401 Auto Financing know that bad things can happen to good people. By working with the best lenders across Canada, we can get you approved and on the path to rebuilding your credit. Our knowledgeable and friendly staff will walk you through the entire process, judgment-free to get you driving.



  • I had the pleasure of purchasing my vehicle with Jim Cali at the Kanata/Ottawa location. He made the buying experience so easy, I told him the vehicle I wanted, and... read more

    John Brownlie Avatar John Brownlie
    August 8, 2022

    Against all odds, they managed to get a car in my name!! the team was fast efficient very clear on what was needed. remained in contact throughout everything. made me... read more

    Sabrina Ruttan Avatar Sabrina Ruttan
    January 22, 2022

    I have had the greatest pleasure of having Kyle Gibbons help me find my new car. It was absolutely 💯 perfect! He listened and was very patient and attentive with... read more

    Victorian Charbonneau Avatar Victorian Charbonneau
    August 8, 2022
  • Awesome experience. We had the pleasure of having Marina Gouveia as our finance manager.[Cambridge location].Marina was fantastic. She explained everything to us and answered every question we had. Marina worked... read more

    Kelly Frausel Avatar Kelly Frausel
    March 22, 2022

    I bought a 2019 Toyota Corolla from 401. The finance manager- Sajem Shikder helped me with the entire process. He was very helpful and gave us a lot of information... read more

    Mahindra Chhetri Avatar Mahindra Chhetri
    May 10, 2022

    I am very pleased with my experience. I was inquiring about a car and got matched with Luis. He was very helpful and answered any questions that I had. He... read more

    nicoleee04 Avatar nicoleee04
    February 22, 2022
  • I have been dealing with Marina at 401 Auto since January, she is efficient, helpful and got me into a vehicle suited to my budget after we had looked at... read more

    Agnes McNamee Avatar Agnes McNamee
    June 22, 2022

    I was lucky enough to be helped by the amazing Alex. Please ask for her if you want great service, she was incredible. I was a bit apprehensive of signing... read more

    Jenna Withrow Avatar Jenna Withrow
    August 22, 2021

    Marina was so amazing to work with, not only was she fast she got me the exact vehicle I wanted colour and all. This was by far the best experience... read more

    tracy munnick Avatar tracy munnick
    August 22, 2021
  • My experience with 401 Auto was truly amazing! In fact... it was life changing! My finance manager was Marina Gouveia (Cambridge office). She went ABOVE and BEYOND to help me... read more

    Meli G Avatar Meli G
    February 22, 2022

    my experience here at 401 was perfect!! All the staff is extremely friendly, the employees were fantastic and helped in any way they could. they listened to exactly what it... read more

    Porsha Taylor Avatar Porsha Taylor
    February 22, 2022

    Zenon was an absolute delight to deal with. He made sure he maintained contact with me and kept me updated every step of the process. He has a relatable demeanour... read more

    tanya towner Avatar tanya towner
    June 22, 2022
  • I had the pleasure of dealing with Sam, at 401 Auto Sales, His experience and Excellent Customer Service is top of the line, He made it so easy and simple,... read more

    Fabian Thomas Avatar Fabian Thomas
    August 8, 2022

    I had pleasant experience with Sajem. He took time to understand my experience with previous dealer and he got me an amazing deal with an Audi Q3

    Florence Rassa Avatar Florence Rassa
    April 27, 2022

    I am once again, very impressed with the level of service from 401 Auto. I purchased an Equinox last year as part of a credit rebuilding program, and this week... read more

    Terry Wall Avatar Terry Wall
    January 22, 2022