What's Your Budget?


What Is Your Estimated Credit Rating?

*We offer 100% Credit Approvals so don't worry about what you select! We have a solution for you!

What's Your Employment Status?


What Is Your Income Per Month Before Tax/Deductions?

Do you have a second source of income?

Your income details show that you have the resources to make your monthly or bi-weekly payments, increasing your approval rate.

How Long Ago Did You Start Receiving This Income?


Where Do You Work?

*Pro Tip: We work with all forms of income!

Where are you looking for a vehicle?


We have dealerships across Ontario and will match you with the closest one that has the best selection of vehicles that you are looking for.

How Long Have You Lived There?


Do You Rent or Own?

Your address details help us determine a suitable budget and loan amount that will maximize your chance of getting approved.

Are You Old Enough To Get Financing?

*Pro Tip: Rates and incentive programs vary based on age and Canadian province or territory.


You Qualify for Pre-Approval

By clicking on the Next Button, I confirm my agreement to 401 Auto Financings’ General Terms of Service, my consent to 401 Auto Financing and all members of 401 Auto RV Canada Inc recording all my calls with them for quality assurance and training purposes, and my consent to 401 Auto Financing, car dealers and lenders obtaining credit reports about me to facilitate my application for a car loan.


What Is Your Name?

To complete your application and access your loan we need your basic information.

Lets Get You Driving Today!

What Are Your Contact Details?

Including Area Code: Example 419 234 1928
Great! Now that you have been pre-approved for your auto loan, we can save your progress and access your loan. One our financial advisors can get you driving in as little as 24 hours!
Would you like to learn how to increase your credit?
Would you have a co-signer if needed?

Apply in 60 seconds

Fast, Easy & Secure


Get Approved

Our finance manager will call & go over your approval


Take a virtual test drive

We will send you Videos & Pictures or Bring the car to you to try


Sign & Drive

Sign all paperwork online! Have your vehicle delivered to your home

Get Approved and
Get Behind the Wheel

If you have ever been turned down for an auto loan in the past, you know how frustrating it can be. Our expert team at 401 Auto Financing know that bad things can happen to good people. By working with the best lenders across Canada, we can get you approved and on the path to rebuilding your credit. Our knowledgeable and friendly staff will walk you through the entire process, judgment-free to get you driving.


  • I had the pleasure of purchasing my vehicle with Jim Cali at the Kanata/Ottawa location. He made the buying experience so easy, I told him the vehicle I wanted, and... read more

    thumb John Brownlie
    August 8, 2022

    Thank you so much! I am so blessed with my new 2021 kia forte Lx, special thanks to Mohammed for all the info he provided before selling or buying a... read more

    thumb Merc M
    November 22, 2021

    I bought a 2019 Toyota Corolla from 401. The finance manager- Sajem Shikder helped me with the entire process. He was very helpful and gave us a lot of information... read more

    thumb Mahindra Chhetri
    May 10, 2022
  • I have had the greatest pleasure of having Kyle Gibbons help me find my new car. It was absolutely 💯 perfect! He listened and was very patient and attentive with... read more

    thumb Victorian Charbonneau
    August 8, 2022

    Would definitely recommend 401 auto. Go see Tyrez he is absolutely amazing. He went above and beyond to help me and my wife find her the perfect car to work... read more

    thumb Freddy Arsenault
    July 22, 2022

    401 auto made my first experience buying a new car great! I was unsure about everything but Tyrez was so kind and helpful in every way. I’ll recommend them... read more

    thumb corey macphee
    June 22, 2022
  • Both myself and my daughter had a fairly better than expected service from both Kyle and Dilgash. Kyle listened to our needs and worked diligently to find our vehicles.... read more

    thumb Richard Rennie
    May 22, 2022

    This was my 1st time financing a car through any dealership and I couldn't be happier with my decision to go with 401 Auto. They helped me with all... read more

    thumb Kat Mckenzie
    March 22, 2022

    I would definitely recommend 401 auto in cambridge there staff go above and beyond to do what they possibly can to give there customers a... read more

    thumb Chris Knowles
    March 22, 2022
  • my experience here at 401 was perfect!! All the staff is extremely friendly, the employees were fantastic and helped in any way they could. they listened to exactly what it... read more

    thumb Porsha Taylor
    February 22, 2022

    Tyrez was an amazing sales rep to work with. He was able to get me an amazing deal on a car better than I could have ever imagined. Love my... read more

    thumb Alex Hicks
    May 22, 2022

    Ana was absolutely amazing! she has helped us with our first car buying experience and has been there every step of the way! we highly recommend coming by and seeing... read more

    thumb Emmie Siroky
    June 22, 2022
  • Had a great experience buying a car from Abner Cotter here at 401 Auto in Cambridge. He was able to find me the right vehicle in no time and was... read more

    thumb Marcel Raymond
    April 22, 2022

    I had the pleasure of working with Craig! Excellent communication and he was able to work with my schedule and drop off the car for me while I was on... read more

    thumb Rebecca Lamure
    March 22, 2022

    Marina was so amazing to work with, not only was she fast she got me the exact vehicle I wanted colour and all. This was by far the best experience... read more

    thumb tracy munnick
    August 22, 2021