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Your income details show that you have the resources to make your monthly or bi-weekly payments, increasing your approval rate.

How Long Ago Did You Start Receiving This Income?

Where Do You Work?

*Pro Tip: We work with all forms of income!

How Long Have You Lived There?

Your address details help us determine a suitable budget and loan amount that will maximize your chance of getting approved.

Please enter your Birth Day

*Pro Tip: Rates and incentive programs vary based on age and Canadian province or territory.


You Qualify for Pre-Approval

By clicking on the Next Button, I confirm my agreement to 401 Auto Financings’ General Terms of Service, my consent to 401 Auto Financing and all members of 401 Auto RV Canada Inc recording all my calls with them for quality assurance and training purposes, and my consent to 401 Auto Financing, car dealers and lenders obtaining credit reports about me to facilitate my application for a car loan.

What Is Your Name?

To complete your application and access your loan we need your basic information.

Lets Get You Driving Today!

What Are Your Contact Details?

Including Area Code: Example 419 234 1928

Great! Now that you have been pre-approved for your auto loan, we can save your progress and access your loan. One our financial advisors can get you driving in as little as 24 hours!

Buy 100% Online & Take The Stress Out of Buying a Car

Stop stressing about getting the best deal on your next ride or hopping from dealership to dealership to compare deals and approvals. Our process is easy and puts you in the drivers seat and allows you to compare the best approval for you from over 25 lenders and then pick the perfect vehicle from over 1000 vehicles.
  • 100% Credit Approvals
  • $0 Down
  • Rates From 0%
  • Low Affordable Payments
  • Free 5 Year Maintenance Package
  • Fast, Easy & 100% Secure
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Take The Quiz

The first step is to let us know what sort of vehicle your looking for, where you are located so we can find best vehicles near you, and then to answer a few personal questions in order for us to secure your approval. It only takes 60 seconds and we only ask for information we need.


Compare Approvals

Within minutes of filling out the application we will provide you with financing options from over 25 lenders. Some with rates as low as 0%. We put you in control to pick the right approval for you. We guarantee approvals so don’t stress if your credit isn’t the best.

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Pick Your Ride & Pay

Now that we have picked the best approval for you. Now you can pick from over 1000 new and used vehicles. We have cars, trucks, SUVs, and vans for all budgets. Once you find one you like and the payment works for you sign some paperwork online and we will deliver it to you the same day.

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Don’t Worry
About Credit

We have helped thousands of Ontario residents get driving regardless of credit. We specialize in helping people get their credit back on track while driving the vehicle they want. Our Fresh Start Car Loan program approvals all want. Our Fresh Start Car Loan program approvals all credit no matter how bad it is.
  • Bad Credit
  • Good Credit
  • No Credit
  • Collections
  • Late Payments
  • Bankruptcy
  • Divorce
  • New To Country
  • Credit Counselling